My husband's offered employer insurance sucks big time! it cost us more money to have than not to have it?

I need some feedback cause I just can't figure out what to do. My husband's company insurance plan is CRAPOLA and we pay plenty for it every week and then when we have to go to a Dr. or a specilist, or even the E.R. it costs us a bundle. Of course his company does not want to make it easier to get medical help for the employees so everyone just keeps paying those high premiums every week. I am thinking towards telling them where to stick their insurance and go find our own plan somewhere if I can find a plan that will costs us less and give us more coverage. What do think about this bold move?

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