Car Insurance claim or private repair?

Hi I have accidently damaged another car parked in private car park. I have been touch with the owner who has very kindly agreed to get her car repaired and not to go through insurance but she is insisting to get it repaired from garage of her choice who are charging double the amount of original cost. My first question is do I still need to inform my insurance company even though I have not given her any of my details yet. I am happy to get it repaired rather then loosing 10 year no claim bonus. Should I just agree to pay the garage of her choice or legally I can get a quote from another garage who might be cheaper? any advise would be very much appreciated. Thanks

BEST ANSWER: Try this site where you can compare quotes:4carinsurance.xyz

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